Insurance Bad Faith

Insurance companies have a legal obligation to treat their policyholders fairly and in good faith. A breach of this legal obligation can result in a policyholder's claim being underpaid, unnecessarily delayed, or even denied entirely. This constitutes bad faith. Bad faith cases can arise from virtually any type of insurance policy, such as medical insurance, life insurance, homeowners or even auto. If an insurance company has chosen to ignore its obligation to treat you, its policyholder, fairly and in good faith, you may have a claim for bad faith. Examples of bad faith cases we have handled include:

• Denial of bone marrow transplant as experimental for treatment of breast cancer by health insurance company resulting in death of the patient
• Delay in approving benefits for bone marrow transplant for treatment of patient's leukemia, resulting in loss of chance to undergo the potentially life-saving procedure
• Denial of long term disability benefits for patient with psychiatric disability
• Refusal of auto insurance carrier to pay full and fair settlement for client's injuries under her own uninsured motorist insurance policy
• Refusal of health insurance company to pay full medical benefits for patient's major surgery
• Refusal of homeowner's insurance company to pay full and fair property damages after tornado damaged family's home